Tax treatment depends on individual circumstances and all tax rules may change in the future. You cannot normally access your pension until age 55.

Taking money from your pension pots could affect your benefits.

The content in this fact sheet is for your general information and use only and is not intended to address your particular requirements. Articles should not be relied upon in their entirety and shall not be deemed to be, or constitute, advice. No individual or company should act upon such information without receiving appropriate professional advice after a thorough examination of their particular situation. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of any articles. The value of your investments can go down as well as up and you may get back less than you invested. Past performance is not a reliable indicator of future results.